December 2006

8 Steps To Homeownership

November 2006

The Tighter Market

October 2006

Ask The Right Questions

Don't be dazzled by a home's nice decor or pretty furnishings. Ask the serious questions that give you a true picture. On your first visit, you'll probably spend 30 minutes checking out the floor plan, kitchen and baths, whether there is a garage and how big the back yard might be. If this looks like the home for you, get out your list of questions and start making notes.
 

September 2006

Home Hearth - Clean And Safe!

The evenings will soon be cooling off and what better way to spend a chilly evening then in front of the fireplace? There is something so comforting about staring into the flames, feet stretched out in front and relaxing in the comfort and magic of the home hearth.

 

August 2006

A new study details the importance of homeownership tax preferences in all congressional districts. Among the 35 million taxpayers who use the home mortgage deduction, the average amount of mortgage interest deducted among each tax filer is $9,650. For those who deducted real estate taxes, the average is more than $3,000, making these two of the most widely used and important preferences in the federal tax code.
 

July 2006

Whether your credit has suffered through negligence or some unforeseen circumstance, you can still buy the home of your dreams. Even with the best of intentions, you can get in financial trouble. Divorce, illness or a job loss can be devastating. It may take time and diligence, but there are ways to make your dream a reality.

 

June 2006

Good credit can be your best friend - bad credit your worst enemy. It's vitally important to protect this asset and reduce your vulnerability. We are all aware of identity theft but there's no need to panic. If you are a victim, you will be required to prove your innocence. But, as with everything in life, prevention is best.

 

May 2006

As of last year, you are now entitled to a free copy of your credit report from each of the three major bureaus. When you have your report in hand, read it thoroughly. Would you believe many reports have errors so serious, you may be denied credit?

 

April 2006

There was a time when getting a loan was easy. You simply walked into your neighborhood bank and asked the person sitting behind the desk, who may have been a personal friend. It was easy. They knew you and probably your whole family. They also knew how good a credit risk you were. All you had to do was shake hands and sign a piece of paper.
 

March 2006

It seems an easy enough job. As an agent, your friend tells you about someone who is thinking about selling their house. You give them a call, stop in, fill out a few forms. Or you spend the day touring beautiful homes with your friends until they find something they like. A short while later, your friend/customer buys a house and you make a commission that seems like a lot of money.
 

February 2006

Circumstances may dictate when you put your home on the market. But for some, you may have a choice. Is there a very best time to put your home on the market? Should you wait for spring? Are certain times of the year better than others? Here are some tips on “when to sell” to help you decide.

 

January 2006

The home office is increasingly becoming an important part of home design. But, unless you have a very new house, possibly custom built, you may not have one. What can you do to create a comfortable space away from the hustle and bustle, yet remain accessible when needed? What are the necessary components?